New homes

Mortgage appointment checklist

Be prepared for your mortgage appointment

Ensuring you have the correct documentation in preparation for your mortgage appointment will help the process run smoothly. Use our checklist to help you get prepared for your appointment. 

For your first appointment the more documents you can bring the more efficient and effective your appointment will be.

Proof of identity

  • Form of identification for example a passport or driving licence

Proof of income

  • Employers’ details for the last 3 years including the name, address, telephone number and dates you were employed there)

  • 3 weeks’ or 3 months’ payslips

  • Latest P60 which is usually issued by your employer in April/May

  • Last 2 years’ copies of SA302s /audited accounts (if self-employed)

  • Bank statements (latest 3 months)

  • Your latest annual mortgage statement

  • Details of existing outgoings including details of other loan commitments

Proof of address

  • Your full address history (for the past 3 years)
  • Proof of residency (eg. utility bill or bank statement, within the past 3 months)

Additional information

  • Proof of deposit
  • Details of all existing personal and mortgage related insurance

  • Employment benefits (eg. sick pay, pensions, car allowance)

  • New property details (only if not buying a property through Intercounty)

Embrace Financial Services


Mortgage and Protection services are referred to Embrace Financial Services Ltd.

Your initial mortgage appointment is without obligation.We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.

Embrace Financial Services Ltd. is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.
Embrace Financial Services Ltd, registered in England and Wales at Second Floor, The Forum, Barnfield Road, Southernhay, Exeter EX1 1QR. (06447316).