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Help to Buy was first introduced in 2013 to offer a 20% Government loan (or 40% in London) to first-time buyers of qualifying new-build properties.
The scheme lets customers with a low deposits (typically 5% or over) get their foot on the housing ladder.
There are two types of scheme available, one that is purely for newly built homes (the Equity Loan Scheme) and one for Existing Homes (The Mortgage Guarantee Scheme).
Detailed information can be found on the Government website www.helptobuy.gov.uk
If you think you could benefit from a Help to Buy mortgage, The JNP Partnership can introduce you to Embrace Financial Services.
Embrace Financial Services are experts in mortgages and will be able to discuss Help to Buy with you to see if you are eligible and if this is the best option for you.
Find out more
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Embrace Financial Services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.