Rent Protection & Legal Insurance for landlords

Despite the thorough vetting we always undertake, sometimes unexpected circumstances arise. Unemployment, inability to work due to sickness or marital breakdown can all lead to tenants not paying their rent. The consequences for you as a landlord can be serious, you could find that you're unable to keep up with repayments on a mortgage or secured loan.

Our partners at LegalforLandlords offer an insurance product specifically for landlords to remove some of the risk.

Key Points

• Rent arrears covered up to £50,000 per incident.
• Legal expenses covered up to £50,000 per incident.
• No excess to pay.
• Unlimited period of rent arrears paid*.
• All tenant types accepted.
• 6 and 12 month policy options available.
• The policy can be transferred to new tenants.

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Insurance Requirements

• A LegalforLandlords Complete or Guarantor reference must be accepted.
• A deposit equivalent to one months’ rent must be taken in advance.
• Rental payments must be taken in advance.
• The deposit must be registered correctly.
• Rental payment records must be recorded.
• A claim must be registered within 30 days of missed payment.
• The policy start date must be within 30 days of the reference report.

If you would like to find out more or would like to arrange cover then speak to your JNP Agent at your local branch.  If it is more convenient then complete the contact form and an agent will contact you.